Frequently Asked Questions

At Accelerate Financial, we offer loan approvals without requiring any collateral. Say goodbye to the stress of having liens against your property and enjoy a hassle-free borrowing experience.

While a pre-approval offer is a positive step, it doesn’t guarantee loan approval. The offer is based on certain creditworthiness criteria met through your credit report. However, factors like changes in credit history, income verification, or other alterations can lead to potential denials. Rest assured, once your application is submitted with all required documents, we will thoroughly assess your eligibility for the loan offer.

Unlike most credit card rates, which are variable and tied to the economy’s index rate, Accelerate Finance offers fixed rates with a clear schedule, providing certainty about your payments. With daily interest accumulating on credit card accounts, you might unknowingly end up paying significantly more. Our low rates ensure that your interest remains constant throughout the loan term, eliminating worries about fluctuations based on the economy’s index rate. Rest assured, with our fixed schedule, you’ll know exactly when your debt will be paid off, giving you peace of mind as you work towards financial freedom.

Interest rates are calculated based on various factors, including your credit score, credit history, income, loan amount, and loan duration. As each individual’s credit and financial circumstances differ, we customize solutions to match your unique situation. Once you submit your application, we’ll assess the available options tailored specifically to meet your needs and financial goals.

Rest assured, at Accelerate Financial, there are absolutely NO additional fees or costs for early loan repayment. In fact, taking the initiative to repay your loan ahead of schedule can significantly reduce the total interest paid. By paying off the balance early, you’ll only be charged interest on the remaining amount, helping you save on overall interest costs. It’s a win-win situation for your financial journey!

Say goodbye to the struggle of balancing bills and unpaid balances. With Accelerate Financal’s convenient single monthly payment and fixed rate, you can simplify your financial situation and take significant steps towards becoming debt-free.

At Accelerate Financial, our annual percentage rates (APRs) range from 5.99% APR (AA) to 29.99% APR for first-time borrowers. The lowest rates are available to the most creditworthy borrowers. Our loan amounts range from a minimum of $5,000.00 to a maximum of $100,000.00. Eligibility is subject to credit and other conditions and is not guaranteed. We carefully evaluate each application to ensure the best possible outcomes for our valued customers.